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Financial services programme to support 1,900 used car dealers

MyTukar, a used car trading platform in Malaysia has teamed up with Supply Chain Financing and P2P platform, CapBay, to offer an integrated financing programme for used car dealers. Known as the MyTukar Dynamic Dealership Programme, it is a dealership financial services programme which can provide hassle-free financing for dealerships in Malaysia, with total financing of up to RM300 million.

CapBay has strong technological expertise in executing end-to-end digitization and automation of financing processes. This enables the online car bidding platform to effectively drive its Dealer Management System. In turn, MyTukar can support used car dealers with a comprehensive financial ecosystem.

“We are pleased to introduce MyTukar Dynamic Dealership Programme, our new dealership financial services to support our 1,900 nationwide authorised dealers with a convenient and integrated purchasing experience. We believe that this programme will further strengthen our dealership ecosystem while supporting our authorised dealers’ used car business through this challenging time,” said Fong Hon Sum, CEO of MyTukar.com Malaysia.

He added: “Our priority at this point of time is to support our authorised dealers in reducing financial impact and business risks. Through MyTukar.com, we aim to simplify the process of selling pre-owned cars through digitalisation and to serve our customers with better transparency through an efficient online Car Selling platform.”

One-stop solution for financing
The MyTukar Dynamic Dealership Programme is a comprehensive financial services facility that provides authorised dealers with an effective and convenient ‘one-stop-solution’ to operate and grow their dealership business.

Mr. Fong, who has experience in the used car business, explained that with the addition of CapBay’s broad range of financial facilities to the programme, authorised dealers will receive a RM100,000 pre-approved revolving credit line to purchase cars from MyTukar’s platform. “Up to RM500,000 revolving facilities for inventory management, trade financing, and working capital is available. This enables MyTukar’s authorised dealerships to better manage their cash flow by giving a higher margin of finance for all drawdowns,” he said.

Speed up recovery of used car market
On CapBay’s part, their motivation through this initiative is to help kickstart and speed up the recovery of the used vehicle market. “We are delighted that our financial solutions are able to offer support within minutes to pre-approved car dealers who are facing cashflow pressure through these uncertain times and also present them with an opportunity to grow their dealership,” said Ang Xing Xian, co-founder of CapBay.

The revolving facilities enable MyTukar’s authorised dealers to procure vehicles and list them on the company’s online car bidding platform to fetch a higher price for their inventories. The new programme offers hassle-free financing within seconds to further complement the car purchasing experience on the platform. Dealers can pay for the financing margin balance using this facility. In other words, authorised dealers can receive short-term financing without cash outlay for purchases and free up cash flow for other investments or business opportunities.

Pearl Capsule gives Lamborghini Urus buyers additional colour choices

110 years ago, if you wanted to buy the popular Ford Model T, you had a choice of just one colour – black. Henry Ford decided to offer only one colour, largely because he wanted to maximize economies of scale by buying the biggest volume of paint so costs would be lower. Black was also quick-drying which appealed to him because he wanted to accelerate production.

Today, however, apart from limited edition models, a single colour would not go down well with customers who like freedom to choose. Still, there is a limit to colour choices for mass-produced models because the paint shop can only cater to a certain number of colours at one time. And of course, volume is again a consideration but definitely, there’s more than one colour to choose from!

More exclusive colour choices
Because Lamborghini sells cars which are expensive and exclusive, it is willing to meet almost any demand by customers when it comes to colours. Its dedicated paint shop which opened in 2019 incorporates benchmarking Artificial Intelligence applications alongside combined craftsmanship and technologies, extending the potential and volume for exclusive color choices.

As well as the new pearl colours in yellow, orange and green, reflecting the customer demand for sporty and vibrant exteriors, it has now come out with a new design edition, Pearl Capsule, for ‘new adventures in colour’ for the Urus Super SUV.

First exclusive customization option
This first exclusive customization option for the Urus is created by Lamborghini’s Centro Stile design department. The assertive two-tone exterior finish embraces Lamborghini’s traditional high-gloss 4-layer pearl colours of Giallo Inti, Arancio Borealis and Verde Mantis in combination with high-gloss black roof, rear diffuser, spoiler lip and other details. The sporty matt grey tailpipes are complemented by 23-inch high-gloss black rims with body colour accent.

The interior trim is based on a unique 2-tone color combination, featuring the hexagon-shaped upholstery stitching Q-Citura with logo embroidery on the seat, plus carbonfibre and black anodized aluminium details. Available exclusively on the Pearl Capsule, the optional fully-electric seat features airy perforated Alcantara for exceptional comfort.

The Urus Pearl Capsule for the Urus offers an extended range of colors and features following the first full year of Urus production in 2019. With more than 8,300 SUVs delivered worldwide since its launch, the most popular colour options have been elegant hues of greys, closely followed by Lamborghini’s trademark yellow.

Enhancements for coming model year
Alongside enhanced standard and optional equipment, including the most comprehensive ADAS equipment in its segment, Urus owners will now be able to match their personality even more. They can choose from an updated standard colour palette and a continuously-expanding range of special colours, as well as further interior customization offered by Lamborghini Ad Personam.

“The Lamborghini Urus has attracted an extremely diverse clientele since its launch, with exceptionally varied lifestyles,” said Automobili Lamborghini Chairman & CEO, Stefano Domenicali. “Nearly 80% of those customers – of whom around 10% are women – are new to the Lamborghini brand, enjoying the versatility of their Urus whether for business, family outings or of course, leisure time. The colours preferred by owners has varied enormously, with a strong mix of more understated choices as well as traditional sporty Lamborghini colors.

“The next step for the Urus, appealing to a broad client base looking to continue their adventures everywhere from the city to the sand dunes, from the countryside to ski resorts, is to extend our Super SUV’s features and customizability. Lamborghini’s Ad Personam program and Lamborghini colors are an integral aspect of our brand. The new options allow Urus owners to choose exteriors and interiors reflecting their personality, lifestyle, and their chosen adventures in the Urus,” he explained.

Besides more colours choices, the coming model year of the Urus will offer the richest level of standard equipment in terms of technology, safety and ADAS. Notable product improvements include an exclusive new key design and updated optional Parking Assistance Package, including state-of-the-art Intelligent Park Assist. This system allows the car to park itself by managing steering, throttle and brake for automatic parallel and perpendicular parking, at just the push of a button. Optional equipment includes a new premium Sensonum sound system, featuring a 730W amplifier and 17 speakers.

Lamborghini Huracan EVO Rear-Wheel Drive – for the purists

How the bonnet of the new Range Rover Evoque is made ‘invisible’

In the automotive world, advances in technology are continuous. R&D keeps pushing towards the edge of the envelope in all aspects of car design to provide motorists with a better, safer and more enjoyable drive. However, it takes time for some new technologies to reach the consumer because they need to be thoroughly tested, especially in different and extreme conditions, to ensure that they are reliable and durable for the many years that a vehicle will be in use.

One example of the development of a technology advancement is the ClearSight Ground View in the latest Range Rover Evoque launched in Malaysia recently. This technology, known as the ‘Transparent Bonnet’, was first shown to the public as a feature on the Land Rover Discovery Vision Concept at the 2014 New York Auto Show. It was among the pioneering technologies from Jaguar Land Rover’s advanced research division.

2014 Discovery Vision Concept — *The Discovery Vision Concept displayed in 2014 gave a preview of technologies that Land Rover and Jaguar were developing.*

The idea behind the ClearSight Ground View was to make the bonnet ‘invisible’ so that the driver would see the ground ahead – certainly something useful in off-road driving. At that time, it seemed like just ‘concept car stuff’… something fantastic to wow the visitors with but perhaps not really possible to commercialise.

Original Transparent Bonnet image — *The original concept had image projected on the windscreen like a Head-Up Display but this approach was probably too expensive.*

But Land Rover was actually going to offer such a technology in its vehicles, starting with the Range Rover Evoque. It would be a world-first technology that would make driving over difficult terrain safer. Tree stumps, rocks, potholes and other hazards on the ground ahead under the vehicle would be visible so avoiding action could be taken earlier.

How it works
ClearSight Ground View uses cameras in the front grille and on the door mirrors for real-time imagery of the ground ahead. The coverage by the cameras is1 80 degrees forward at speeds up to 30 km/h.

A computer program creates a virtual representation of the terrain ahead, an augmented view of reality to help the driver tackle anything from the toughest off-road route to the tight confines of an urban car park.

The original concept of the Transparent Bonnet had the image projected onto the windscreen ahead of the driver, the same way as a Head-Up Display is projected. However, that would be a more expensive approach so to moderate costs, the image is shown on the large centre Touchscreen.

For better situational awareness
ClearSight Ground View is complemented by the 360° Surround Camera and ClearSight Rearview Mirror to greatly expand the driver’s situation awareness of what’s around the vehicle. The 360° Surround Camera gives a digitally created image from directly above the vehicle using four tiny cameras around the vehicle body The images are stitched together by a computer program to create the view that is like what might be seen from a drone hovering a few metres above.

ClearSight Rearview Mirror is a more versatile rearview mirror which incorporates HD imagery. In normal use, it operates like a conventional rearview mirror, providing a clear and dazzle-free view of the back of the vehicle. When required, a flip of a switch on the underside changes its view to that of a digital image from a camera in the rear door with a wider field of vision.

Most rearview camera systems mounted on the rear door often use a fish-eye lens to get the widest possible coverage. However, in many cases, the image is distorted which can make judging distances difficult.

The ClearSight Rearview Mirror image has a proportional and undistorted view and besides being also capable in low light conditions, its brightness can also be adjusted. Furthermore, by displaying a rear-facing camera feed onto the mirror, the driver’s view remains unrestricted by passengers or large items in the back.

2020 Range Rover Evoque launched with two variants, priced from RM426,828

Hyundai’s Head of Design talks about the Vision T Concept (w/VIDEO)

In the fourth quarter of year, Hyundai Motor displayed the Vision T concept, first revealed at the Los Angeles International Auto Show. The model gave a preview of some of the styling ideas that the Korean carmaker is exploring and recently, the Head of Hyundai Design, SangYup Lee, presented a deeper look at the concept.

In the video, he explains the key characteristics of the car’s design: dynamic architecture, sharp edges and straight lines, and geometric design features called ‘parametric dynamics’.

He first draws attention to Vision T’s sporty stance, which can be seen in its low bonnet, short front overhang and wide wheelbase. He then goes on to explain the parametric dynamics: a chiselled surface, a combination of soft surfaces and hard lines, and sharp, geometric edges. The car’s architecture is compared to a mineral or a crystal which has been struck by a hard object and then shattered.

Geometric patterns in the front grille, including hidden headlamps, give a jewel-like quality. When the car is in motion, the air intake flaps actually move, so the vehicle almost seems more like a living animal rather than a static machine.

The integrated architecture ensures a continuity throughout all elements of the vehicle, such as the hidden headlamp design which is repeated in the taillights.

“We really wanted to create Vision T as the most avant-garde, the sportiest, freshest CUV. The most dynamic CUV as a vision that we wanted to introduce,” he says.

Vision T represents one step in the evolution of Sensuous Sportiness, Hyundai’s signature design identity. Hyundai concept cars do not stand alone – they inform the design direction of future Hyundai models, which encompasses both concept and production cars.

Aspects of Vision T such as the sharp angles and straight lines can clearly be seen in 45, an earlier concept car. While the connection to Prophecy, the company’s most recent concept car, is less apparent, all three models are united under the Sensuous Sportiness design identity.

7th Generation Hyundai Elantra makes its global debut online from Hollywood

Bermaz Motor creates limited edition Mazda CX-3 to celebrate brand’s 100th anniversary

100 years is a special milestone in any history and for Mazda, it is of course especially significant. To celebrate this 100-year anniversary, the carmaker has many activities, among them, a 100th Anniversary Special Edition series of models. Unfortunately, yjpugh they are offered in Japan and selected markets, they will not be available in Malaysia.

Nevertheless, Bermaz Motor, which handles the Mazda brand in Malaysia has created a special limited edition Mazda CX-3 to commemorate the occasion. Developed by the company’s MazdaSports Division, the limited edition crossover SUV features various enhancements that gives the car a unique styling and design with a high sense of sophistication.

Exlusive Snowflake White Pearl finish
For a distinctive sportier look, the limited edition CX-3 is fitted with a Front Lip Spoiler & Rear Bumper Diffuser. The body features a two-tone finish with a Piano Black Roof and matching rear boot spoiler. Only a Snowflake White Pearl colour is available.

The 18-inch alloy rims are finished in gunmetal while the rear exhaust tips have a brushed aluminium finish.

Within the SUV, the styling enhancements added to the seats, steering wheel, armrest and gearknob are in the form of a dark gray suede finish to match the dashboard and door trims. There are also brushed aluminium sports pedals and scuff plates. Black carpet mats are also provided, exclusive to this limited edition. A JBL Basspro Hub 11-inch Subwoofer is included and this delivers fast and tight, deep bass with low distortion.

Sharper driving experience
Other functional enhancements include a front strut tower brace that covers the engine as well as lower front, mid and rear chassis bars for a sportier, sharper driving experience.

The CX-3 Limited Edition is priced from RM14,500 and bookings can be placed at any authorised Mazda outlet. The accessories fitted have a 1-Year Mazda Genuine Accessory Warranty based on the period of fitment at the time of new vehicle purchase. Deliveries will start from the end of July 2020.

Visit www.mazda.com.my to locate an authorised Mazda outlet or to know more about Mazda models available in Malaysia.

Unusual, little known Mazda vehicles you may never have heard of

Yes, Waze MOTORCYCLE and CAR modes can give you two different routes.

Remember the recent case of the motorist driving along the motorcycle lane by the side of the highway? The police managed to identify the owner of the Volvo XC90 and after investigation, they said that he explained that his Waze GPS route navigation service was set on MOTORCYCLE mode. As a result, the route which he had wanted included travelling along a motorcycle lane next to the highway.

Some people were skeptical about this excuse and suggested that GPS is not so accurate that it can separate the motorcycle lane from the highway that a different route can be shown. They felt he gave a lame excuse.

We tested his explanation by asking Waze to provide a route from one location to another, first in PRIVATE CAR mode and then in MOTORCYCLE MODE. For most of the route, the route used the same road as cars but in areas where the was a motorcycle lane – eg alongside the federal Highway in Petaling Jaya, Selangor – the route for MOTORCYCLE mode went along the motorcycle lane. This was clearly indicated on the map with the two sides of the highway shown and the route going along another road just next to it.

Of course, any motorist should have realized he or she was on a motorcycle lane (and with that SUV he was driving, he could have just crossed over to the right and onto the highway) but it could be that the driver did not drive much and was not familiar with the roads. Or the phone he was using was his son’s who is a Grab rider. That is no excuse, of course, as there would be signs to indicate the motorcycle lane and motorists should be aware.

*Waze users can select different types of vehicles before they ask for route navigation.*

There have been similar cases in the past of motorists driving along the motorcycle lanes. These have been known to be deliberate and either the drivers were doing it ‘for fun’ or they were trying to jump queue to get ahead of a jam. Not nice for motorcyclists, not to mention a danger to them too.

As for the GPS system, this shows how accurate it is these days. Back in the 1990s, when the US allowed civilian devices to receive GPS signals from its satellites, it was not as accurate for the civilian devices compared to those used by the military. The US deliberately made the signal less accurate with ‘Selective Availability’ to prevent civilian devices from being used for targeting weapons.

GPS devices — *Route navigation systems for vehicles get signals from the GPS network around the planet. They can be received by built-in systems in cars as well as portable devices like watches.*

‘Selective Availability’ was stopped by President Clinton in May 2000 and at that time, it was still 5 metres accuracy. This meant that if two points were less than 5 metres apart, the separation could not be shown. Over time, the accuracy improved and since 2018, accuracy is said to be possible to 30 cm. That means you can show individual lanes on the road whereas 20 years ago, you could only show the whole width of the highway.

The accuracy will be very important when autonomous vehicles start to be used widely. Their on-board navigation systems will need to be able to pinpoint junctions and other turning points very accurately to avoid accidents.

Autonomous cars — Future cars that operate autonomously will require very accurate data on their location on the road to ensure they are guided safely.

Anyway, back to the case of the motorist who was on the motorcycle lane. It is best to not completely rely on Waze or other GPS navigation as you drive. There are funny incidents of people who somehow trusted their route guidance so much that they ended up on a river! Use your common sense and pay attention to signs.